5 min read
Can I retire at 62 with $1 million?
Start with the income gap, then consider taxes, timing and the room to adjust.
Read the guideRetirement Insights
More understanding.
More intentional decisions.
Retirement raises questions that an account balance cannot answer. Explore practical guides about your income, taxes, investments and the life you want to lead.
Looking for how we help? Explore our services →17 educational guides
01
Retirement income & big decisions
4 min read
What should I do in the five years before retirement?
Turn an intended retirement date into a practical sequence of decisions.
Read the guide4 min read
Should I take a pension or a lump sum?
Compare household income, survivor benefits, liquidity and investment risk.
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Should I pay off the mortgage before retiring?
Balance lower monthly expenses with taxes, liquidity and peace of mind.
Read the guide02
Taxes & Social Security
5 min read
What should happen before RMDs begin?
Understand the lower-income years that may create planning opportunities.
Read the guide5 min read
When does a Roth conversion make sense?
Compare a known tax cost today with uncertain future benefits.
Read the guide5 min read
How should married couples claim Social Security?
Look at two lifetimes, the income bridge and the surviving spouse.
Read the guide4 min read
How do required distributions affect my plan?
Prepare for withdrawals that may create income you do not need to spend.
Read the guide4 min read
Does Connecticut tax Social Security?
Separate the federal calculation from Connecticut’s income-based rules.
Read the guide4 min read
Does Connecticut tax IRA withdrawals?
See why the account type, income level and withdrawal year all matter.
Read the guide4 min read
Connecticut or Florida: what changes financially?
Compare the whole retirement budget, including housing and insurance.
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How can IRMAA affect retirement income?
Understand how a higher-income year can affect later Medicare premiums.
Read the guide03
Investments, protection & family
4 min read
Should my portfolio change when I retire?
Give near-term withdrawals and long-term growth different jobs.
Read the guide4 min read
What should I do with employer stock?
Weigh company-specific risk, diversification and the tax cost of a change.
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What should a surviving spouse do first?
Protect cash flow, organize benefits and take permanent decisions in stages.
Read the guide4 min read
When could an annuity fit my plan?
Explore income guarantees alongside fees, access to cash and contract terms.
Read the guide4 min read
How should I plan for long-term care?
Connect care preferences, family capacity, insurance and available assets.
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