Retirement income
Coordinate pensions, portfolio withdrawals, Social Security and cash reserves around the household's spending needs.
← Meet the team
Founder & Accredited Asset Management Specialist
Brian Marois, AAMS®
Brian founded Impact Financial Planning to help people approaching or enjoying retirement understand how income, investments, taxes, Social Security and legacy decisions fit together.
His approach is education-centered: explain the reasoning, make the tradeoffs understandable and keep the financial plan connected to the decisions clients are actually facing. Brian also hosts The Market Interest, a video series about investment markets and personal financial wellness.
Planning focus
Bringing retirement decisions into one coordinated plan
Retirement planning is rarely one isolated decision. Brian helps clients evaluate how each choice may affect the rest of the plan.
Investments
Connect portfolio risk, diversification and liquidity to the retirement plan rather than treating investments as a separate exercise.
Tax-aware decisions
Evaluate the timing of withdrawals, Roth conversions and other planning opportunities while coordinating tax questions with qualified professionals.
Social Security and legacy
Consider claiming choices, survivor needs, beneficiaries and estate priorities within the broader retirement strategy.
Beyond the office
Grounded in family, service and real life
Outside the office, Brian enjoys time with his wife Stephanie and their two children, martial arts and the outdoors. Family life keeps him connected to the everyday priorities behind a financial plan—the people we care about, the time we share and the future we hope to build together.
Start with a conversation
Bring the pieces of your retirement plan together.
Discuss the questions and decisions ahead—and learn whether Impact Financial Planning is the right fit.
Schedule a Consultation